Best Splitwise Alternatives in 2026
Splitwise is the most popular expense sharing app, but it's not for everyone. Whether you want fewer ads, better UI, or specific features, here are the 7 best alternatives — from free options to premium picks.
Quick Comparison Table
| App | Price | Best For | Split Types | Rating |
|---|---|---|---|---|
| Tricount | Free | Group trips | Even, exact | ⭐4.6 |
| Settle Up | Free / $2.99 | Couples & groups | Even, %, share | ⭐4.4 |
| Splid | Free | Offline use | Even, %, item | ⭐4.5 |
| SplitBillCalculator.app | Free | Quick calculation | All types | ⭐4.8 |
| Tab | Free / $4.99 | Social splitting | Even, IOU | ⭐4.3 |
| Kittysplit | Free | Simple groups | Even, exact | ⭐4.2 |
| Splitwise Pro | $4.99/mo | Power users | All types | ⭐4.7 |
Detailed Reviews
🥇 Tricount — Best Free Alternative
Tricount is the closest free competitor to Splitwise. It's widely used in Europe and offers a clean, ad-free interface for tracking group expenses.
- Pros: Completely free, no ads, real-time syncing, works offline
- Cons: Fewer integrations, less known in the US
- Best for: International travelers, groups of 3-10 people
🥈 Settle Up — Best for Simplicity
Settle Up focuses on minimalism. If Splitwise feels bloated, Settle Up is the lightweight alternative with smart debt simplification.
- Pros: Clean UI, debt simplification algorithm, multiple currencies
- Cons: Some features behind paywall
🥉 Splid — Best for Offline Groups
Splid works entirely offline and syncs when connected. Perfect for camping trips, international travel with spotty data, or privacy-conscious users.
When to Use a Web Calculator Instead
Apps are great for ongoing group tracking, but for one-time splits, a simple web calculator like SplitBillCalculator.app is faster:
- No app download required — works instantly in your browser
- No account, no sign-up, no data collection
- Specialized calculators for different scenarios (restaurant, income-based, itemized)
- Perfect for quick restaurant bill splits
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